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Creem fee calculator

Creem posts the lowest published merchant-of-record rate — 3.9% + $0.40 flat, with no international card surcharge and tax, invoicing and disputes included.

Source on GitHub

Your sales

Creem rate card

Estimated monthly cost

200 transactions / month

Provider fees
$470.00
You keep
$9,530.00
Effective rate
4.7%

Published Creem fees

The rate card the calculator starts from — confirm current numbers on Creem's official pricing page before you commit.

Card rate3.9% + $0.40
International cardsNone
SubscriptionsNone
Merchant of recordYes — sales tax & VAT handled

Things to know about Creem

  • Creem is the merchant of record — it is the legal seller and calculates, collects and remits global sales tax and VAT for you.
  • No international card surcharge — one flat rate worldwide.
  • Payouts run on the 1st and 15th of each month, to a bank account or USDC wallet.

Common questions about Creem fees

How much does Creem charge per transaction?
The published rate is 3.9% + $0.40 per successful transaction, before the surcharges listed above. Rates current as of October 2026 — confirm on the official pricing page.
Does Creem handle sales tax and VAT?
Yes — Creem is a merchant of record, so it calculates, collects and remits global sales tax and VAT on your sales.
What does Creem cost at $10k/month?
It depends on your average ticket and international share — the calculator above is prefilled with $10,000/month. As a rough guide, published fees land between about $300 and $650 at that volume.
Which billing providers does supastack support?
All eight on this site — Stripe, PayPal, Lemon Squeezy, Paddle, Polar, Creem, Dodo Payments and Whop ship as prewired adapters behind one billing contract, so you can switch providers without rebuilding checkout.

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I'm a marketer, not a full-time developer. Supastack brings auth, workspaces, billing, BYOK AI, email and themes together in one codebase. The AGENTS.md and prompts help me start building with Claude Code without learning every corner of the repo. Solid base for AI SaaS.
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